Privacy Policy & Legal

1.0 Privacy Policy

We are committed to protecting our visitors' privacy and we will not collect any personal information about you as a visitor unless you provide it voluntarily. Any personal information you communicate to us is kept within our own records in accordance with the Data Protection Act 2001.

2.0 The Data Protection Act 2001

The Data Protection Act 2001 has been enacted on the 14th December 2001 and the section concerning the appointment of the Data Protection Commissioner and the Data Protection Appeals Tribunal has been brought into force as from the 22nd March 2002. We therefore consider that we have a legal duty to respect and protect any personal information we collect from you and we will abide by such duty. We take all safeguards necessary to prevent unauthorised access and we do not pass on your details collected from you as a visitor, to any third party unless you give us your consent to do so.

3.0 Information Collected

As a visitor, we collect three types of information on you: Contact or feedback information; Web page download information;

3.1 Contact or Feedback

When you fill the form on the "Contact us" , we use the personal information submitted in the form only to respond to your message. This personal information will not be kept longer than necessary and will be deleted once the feedback requirement is met.

3.2 Download Information

If you read or download information from our site, we automatically collect and store the following non-personal information: The requested web page or download; Whether the request was successful or not; The date and time when you accessed the site; The Internet address of the web site or the domain name of the computer from which you accessed the site; The operating system of the machine running your web browser and the type and version of your web browser. Please note that this information is strictly for the sole use of and it is not shared, leased, or sold in any manner to any other organisation.

4.0 Links to other Web Sites

Our site has a number of links to other local and international organisations and agencies. In some cases, for the benefit of the visitor, it may be required that we link to other web sites of other organisations after permission is obtained from them respectively. It is important for you to note that upon linking to another site, you are no longer on our site and you become subject to the privacy policy of the new site.

5.0 Access to your information

You may request us at any time what information is effectively held on you if any, at that particular time. You have the right to have any inaccuracies corrected and where applicable erased, if they are not already deleted.

6.0 Changes to this Privacy Policy

If there are any changes to this privacy policy, we will replace this page with an updated version. It is therefore in your own interest to check the "Privacy Policy" page any time you access our web site so as to be aware of any changes, which may occur from time to time.

Terms and Conditions of Use

Kindly read this section carefully since it contains terms and conditions governing your use of our website (the “Site”). By using this site you agree to these terms and conditions of use. If you do not agree, kindly leave the site immediately. Additional terms and conditions may apply to products and services offered through this site. In such case, the latter terms and conditions shall supersede. We reserve the right to amend these terms and conditions at any time without prior notice. You should therefore regularly check this webpage to review the current terms and conditions.

Trademarks and Copyright

All copyright, images, designs, graphical and text arrangements, logos, trademarks, database rights and any other intellectual property rights in all material contained in the Site are owned by Galdes & Mamo Trading or its licensors. Unless otherwise agreed in writing nothing on the Site shall be deemed to confer on any person any licence or right to use any such image, logo, name or trademark in whole or in part in any manner by any person and any such use may constitute an infringement of the rights of the holder. This copyright material may be downloaded, displayed, and reproduced in an unaltered form only (retaining this notice) for personal, non-commercial use or for internal circulation within an organisation.

Authorisation to reproduce material from sites linked to this website must be obtained from the copyright holder concerned. To obtain permission to reproduce materials from this website, requests and inquiries should be sent by e-mail to This email address is being protected from spambots. You need JavaScript enabled to view it. Interference or entry to the Site with intent to corrupt, damage or deny service from the Site or for other commercial benefit shall be taken seriously and we shall take such action as is necessary to protect the Site from any such activities to protect our intellectual property rights.

Terms and Conditions in relation to Products and Services

The content of this Site does not constitute an offer by us to sell products and services. Your request to purchase a product or service represents an offer by you that we may accept or reject without any reason. Your request will be subject to the terms and conditions of that product or service. The information and descriptions on the Site do not necessarily constitute complete descriptions of all terms and conditions in relation to our products and services. Specific details will be included in the schedule of cover, policy documents and/or conditions issued to you. You must ensure that the details you give us when using this Site are accurate and that you have sufficient funds to cover the cost of any product or service which you intend to purchase.

Galdes & Mamo Trading Ltd retains the right to modify these terms and conditions when necessary so you should review them each time you use this Site.

Availability of Site

Whilst we take all reasonable steps to ensure that Site is always accessible we cannot be held liable if, for any reason, the Site is unavailable for any period. At time we may have to suspend access to the Site for routine or emergency updates and maintenance however we shall endeavour to keep any such interruptions to a minimum.

Moreover, we cannot warrant that the Site will be virus free or free of defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of our Site.


Whilst we take all reasonable steps to ensure that any information contained in the Site is accurate and up-to-date we cannot accept any liability for any prejudice, loss, damage, errors or omissions which may occur from the use of the information contained therein. If in doubt as to the validity of any information contained in the Site, we kindly ask you to seek verification by contacting us.

External Links

This Site may contain links to website operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the party controlling such site and shall be governed by separate terms and conditions. Inclusion of any link does not imply endorsement in any way of the website to which it links. We cannot accept any responsibility of liability for any loss or damage suffered through the use of any such linked website. If you decide to access linked websites you do so entirely at your own risk.

The inclusion of any company's or trader's name within the pages should not be construed as a recommendation of that company's products and/or services.


Neither Galdes & Mamo Trading Ltd nor any other Group Company will be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation to the foregoing any losses in relation to your use of, reliance upon or inability to use the Site.

Monitoring of Communications

Telephone calls and email correspondence with us as a result of your access to the Site may be recorded for training purposes and to assist in the prevention of fraud. Your use of such communication methods signifies your consent to such activities taking place.

Choice of Law and Jurisdiction

Maltese Law shall govern the use of the Site and in the event of a dispute you irrevocable submit to the exclusive jurisdiction of the Maltese Courts.

Exercise of a European right in terms of the European Passport Rights for Insurance and Reinsurance Undertakings Regulations